they've been dying without 'em for years

oh this is rich. we are to belive that long-term care insurance is good for us? right. this article can't seem to figure out why more people don't buy it. well, let's see .... how much is top insurance management getting paid? have insurance companies ever screwed people? are premiums high and do they keep raising them? do insurance companies have dictates which should really be under the perview of doctors?

so, duh. people are sick of insurance companies and want to be left to die without the aggravation.